Easiest ZIP codes to buy in Nebraska
Top 25 easiest ZIP codes to buy into in Nebraska by price-to-income ratio. #1 is 68067 (Walthill) at about 0.9x. Compare buy-in affordability on US5.
These ZIP codes have the lowest median home price-to-income ratios in Nebraska — a practical “buy-in difficulty” signal that combines local home values with local earnings.
Lowest ratios on this board: 68067 (Walthill) at about 0.9x; 68970 (Red Cloud) at about 1.2x; 68978 (Superior) at about 1.2x.
Open a ZIP page for an illustrative “estimated income to buy” figure based on a transparent mortgage model (down payment, rate, taxes, and insurance assumptions).
Open any ZIP for a full demographics, income, and housing profile, or return to the Nebraska state page for the complete ZIP table.
Ranked ZIP codes
| # | ZIP | City | County | Price-to-income | Population | Income | Home value |
|---|---|---|---|---|---|---|---|
| 1 | 68067 | Walthill | Thurston County | 0.9x | 1,191 | $62,837 | $55,100 |
| 2 | 68970 | Red Cloud | Webster County | 1.2x | 1,243 | $60,250 | $72,400 |
| 3 | 68978 | Superior | Nuckolls County | 1.2x | 2,382 | $63,068 | $77,200 |
| 4 | 68786 | Wausa | Knox County | 1.2x | 1,009 | $84,500 | $104,900 |
| 5 | 68863 | Overton | Dawson County | 1.2x | 1,222 | $96,875 | $120,700 |
| 6 | 68420 | Pawnee City | Pawnee County | 1.3x | 1,230 | $46,438 | $59,000 |
| 7 | 68629 | Clarkson | Colfax County | 1.3x | 1,211 | $78,625 | $103,500 |
| 8 | 68071 | Winnebago | Thurston County | 1.3x | 1,779 | $63,500 | $84,200 |
| 9 | 68466 | Wymore | Gage County | 1.4x | 1,675 | $58,000 | $78,400 |
| 10 | 69339 | Crawford | Dawes County | 1.4x | 1,509 | $63,466 | $86,600 |
| 11 | 68636 | Elgin | Antelope County | 1.5x | 1,237 | $71,853 | $104,900 |
| 12 | 69347 | Hay Springs | Sheridan County | 1.5x | 1,410 | $78,382 | $118,400 |
| 13 | 68376 | Humboldt | Richardson County | 1.5x | 1,127 | $60,625 | $93,000 |
| 14 | 68643 | Leigh | Platte County | 1.6x | 1,055 | $87,534 | $140,000 |
| 15 | 68922 | Arapahoe | Furnas County | 1.6x | 1,222 | $64,519 | $104,000 |
| 16 | 68401 | McCool Junction | York County | 1.6x | 1,073 | $108,125 | $176,100 |
| 17 | 68340 | Deshler | Thayer County | 1.6x | 1,003 | $64,271 | $105,000 |
| 18 | 68661 | Schuyler | Colfax County | 1.7x | 7,368 | $80,653 | $133,500 |
| 19 | 68421 | Peru | Nemaha County | 1.7x | 1,019 | $57,838 | $97,500 |
| 20 | 69348 | Hemingford | Box Butte County | 1.7x | 1,355 | $68,643 | $116,000 |
| 21 | 69129 | Chappell | Deuel County | 1.7x | 1,241 | $58,333 | $99,300 |
| 22 | 68864 | Palmer | Merrick County | 1.7x | 1,065 | $77,440 | $134,800 |
| 23 | 68769 | Plainview | Pierce County | 1.7x | 1,685 | $64,737 | $112,800 |
| 24 | 68944 | Harvard | Clay County | 1.7x | 1,230 | $70,833 | $123,900 |
| 25 | 68662 | Shelby | Polk County | 1.8x | 1,126 | $91,458 | $161,200 |
Frequently asked questions
Which ZIP codes in Nebraska are easiest to buy into?
By median home price-to-income ratio, 68067 (Walthill) ranks near the top at about 0.9x. Lower ratios generally mean local incomes go further against local home prices.
How does US5 rank ZIP codes in Nebraska?
We rank indexable ZIP codes with both income and home-value data by lowest median home price-to-income ratio (with a population floor).
Where can I explore all ZIP codes in Nebraska?
Visit the Nebraska state page for the full ZIP table, demographics summary, and sortable income/housing columns.