Highest climate-risk ZIP codes in Nebraska
Top 25 highest FEMA NRI climate-risk counties in Nebraska (one representative ZIP per county). #1 is 68104 (Omaha) at score 95.9. Compare hazard exposure on US5.
FEMA’s National Risk Index is published at the county level on US5, so every ZIP in the same county shares the same composite score. This board shows one representative ZIP per county (the most populous code in that county) ranked by NRI — a relative signal of natural-hazard exposure for planning and insurance context.
Highest county scores on this board: Douglas County (68104) at 95.9; Lancaster County (68516) at 90.7; Sarpy County (68046) at 83.6.
Open a representative ZIP for flood, wildfire, and hurricane component scores, plus a plain-language risk summary.
Open any ZIP for a full demographics, income, and housing profile, or return to the Nebraska state page for the complete ZIP table.
Ranked counties (representative ZIP)
FEMA NRI is county-level data. Each row shows the most populous ZIP in that county as a representative entry.
| # | ZIP | City | County | NRI risk score | Population | Income | Home value |
|---|---|---|---|---|---|---|---|
| 1 | 68104 | Omaha | Douglas County | 95.9 | 37,003 | $57,488 | $157,700 |
| 2 | 68516 | Lincoln | Lancaster County | 90.7 | 47,389 | $100,093 | $331,600 |
| 3 | 68046 | Papillion | Sarpy County | 83.6 | 34,110 | $113,708 | $331,800 |
| 4 | 68801 | Grand Island | Hall County | 74.2 | 30,305 | $63,214 | $186,600 |
| 5 | 68601 | Columbus | Platte County | 70.6 | 30,619 | $70,697 | $204,700 |
| 6 | 68025 | Fremont | Dodge County | 67.4 | 31,201 | $69,467 | $201,900 |
| 7 | 68845 | Kearney | Buffalo County | 66.0 | 21,012 | $75,350 | $274,200 |
| 8 | 68850 | Lexington | Dawson County | 65.3 | 12,394 | $64,269 | $156,700 |
| 9 | 68901 | Hastings | Adams County | 64.3 | 26,208 | $63,547 | $181,800 |
| 10 | 69341 | Gering | Scotts Bluff County | 63.8 | 10,721 | $70,142 | $169,600 |
| 11 | 68701 | Norfolk | Madison County | 60.9 | 31,172 | $64,862 | $200,400 |
| 12 | 68788 | West Point | Cuming County | 57.3 | 4,531 | $67,632 | $217,400 |
| 13 | 68979 | Sutton | Clay County | 56.0 | 1,645 | $84,265 | $156,300 |
| 14 | 68970 | Red Cloud | Webster County | 55.5 | 1,243 | $60,250 | $72,400 |
| 15 | 68467 | York | York County | 52.3 | 9,688 | $68,927 | $180,800 |
| 16 | 68922 | Arapahoe | Furnas County | 51.9 | 1,222 | $64,519 | $104,000 |
| 17 | 69101 | North Platte | Lincoln County | 48.6 | 27,572 | $61,833 | $183,100 |
| 18 | 68620 | Albion | Boone County | 43.4 | 2,927 | $79,688 | $214,000 |
| 19 | 68826 | Central City | Merrick County | 42.9 | 3,976 | $66,154 | $169,600 |
| 20 | 68818 | Aurora | Hamilton County | 42.6 | 5,596 | $72,330 | $243,800 |
| 21 | 68333 | Crete | Saline County | 42.4 | 9,257 | $80,625 | $218,400 |
| 22 | 68310 | Beatrice | Gage County | 40.6 | 14,381 | $58,608 | $162,500 |
| 23 | 68949 | Holdrege | Phelps County | 39.2 | 6,695 | $59,922 | $171,600 |
| 24 | 68370 | Hebron | Thayer County | 38.4 | 1,953 | $62,118 | $116,200 |
| 25 | 68776 | South Sioux City | Dakota County | 36.0 | 15,034 | $68,686 | $161,100 |
Frequently asked questions
Which areas in Nebraska have the highest climate or disaster risk?
FEMA NRI scores are county-level on US5. Douglas County ranks near the top at 95.9 (representative ZIP 68104). Higher scores indicate greater relative natural-hazard exposure.
How does US5 rank ZIP codes in Nebraska?
We rank one representative ZIP per county (highest population in the county) by FEMA NRI composite score from high to low. NRI is county-level data, so all ZIPs in a county share the same score.
Where can I explore all ZIP codes in Nebraska?
Visit the Nebraska state page for the full ZIP table, demographics summary, and sortable income/housing columns.