Easiest ZIP codes to buy in North Carolina
Top 25 easiest ZIP codes to buy into in North Carolina by price-to-income ratio. #1 is 28508 at about 1.3x. Compare buy-in affordability on US5.
These ZIP codes have the lowest median home price-to-income ratios in North Carolina — a practical “buy-in difficulty” signal that combines local home values with local earnings.
Lowest ratios on this board: 28508 at about 1.3x; 28432 at about 1.4x; 27857 (Oak City) at about 1.4x.
Open a ZIP page for an illustrative “estimated income to buy” figure based on a transparent mortgage model (down payment, rate, taxes, and insurance assumptions).
Open any ZIP for a full demographics, income, and housing profile, or return to the North Carolina state page for the complete ZIP table.
Ranked ZIP codes
| # | ZIP | City | County | Price-to-income | Population | Income | Home value |
|---|---|---|---|---|---|---|---|
| 1 | 28508 | — | Duplin County | 1.3x | 1,742 | $38,417 | $48,100 |
| 2 | 28432 | — | Columbus County | 1.4x | 1,398 | $83,984 | $113,700 |
| 3 | 27857 | Oak City | Martin County | 1.4x | 1,211 | $60,158 | $84,700 |
| 4 | 27897 | Woodland | Northampton County | 1.5x | 1,397 | $50,863 | $74,300 |
| 5 | 28455 | — | Columbus County | 1.5x | 2,021 | $52,805 | $78,700 |
| 6 | 28525 | Deep Run | Lenoir County | 1.5x | 2,684 | $53,750 | $80,200 |
| 7 | 28392 | Tar Heel | Bladen County | 1.5x | 1,564 | $72,019 | $107,800 |
| 8 | 27829 | Fountain | Pitt County | 1.5x | 1,525 | $58,385 | $87,400 |
| 9 | 28606 | — | Wilkes County | 1.5x | 1,743 | $51,009 | $78,700 |
| 10 | 27849 | Lewiston Woodville | Bertie County | 1.5x | 1,221 | $45,855 | $71,000 |
| 11 | 27507 | — | Granville County | 1.5x | 1,983 | $110,952 | $171,900 |
| 12 | 28578 | Seven Springs | Wayne County | 1.6x | 4,585 | $55,966 | $87,100 |
| 13 | 27818 | Como | Hertford County | 1.6x | 1,158 | $55,185 | $86,400 |
| 14 | 28538 | Hookerton | Greene County | 1.6x | 2,231 | $54,773 | $86,100 |
| 15 | 27876 | Seaboard | Northampton County | 1.6x | 1,181 | $48,696 | $77,800 |
| 16 | 28382 | Roseboro | Sampson County | 1.6x | 6,659 | $73,737 | $119,400 |
| 17 | 28343 | Gibson | Scotland County | 1.6x | 1,795 | $35,000 | $57,100 |
| 18 | 28349 | Kenansville | Duplin County | 1.7x | 3,852 | $63,903 | $106,700 |
| 19 | 27837 | Grimesland | Pitt County | 1.7x | 6,537 | $77,768 | $130,500 |
| 20 | 27845 | Lasker | Northampton County | 1.8x | 2,339 | $49,021 | $87,200 |
| 21 | 28369 | Orrum | Robeson County | 1.8x | 1,781 | $42,554 | $75,700 |
| 22 | 28385 | Salemburg | Sampson County | 1.8x | 2,492 | $72,500 | $129,400 |
| 23 | 28634 | Harmony | Iredell County | 1.8x | 5,056 | $70,375 | $125,700 |
| 24 | 27805 | Aulander | Bertie County | 1.8x | 3,187 | $52,040 | $93,000 |
| 25 | 27847 | Kelford | Bertie County | 1.8x | 1,026 | $32,986 | $59,500 |
Frequently asked questions
Which ZIP codes in North Carolina are easiest to buy into?
By median home price-to-income ratio, 28508 ranks near the top at about 1.3x. Lower ratios generally mean local incomes go further against local home prices.
How does US5 rank ZIP codes in North Carolina?
We rank indexable ZIP codes with both income and home-value data by lowest median home price-to-income ratio (with a population floor).
Where can I explore all ZIP codes in North Carolina?
Visit the North Carolina state page for the full ZIP table, demographics summary, and sortable income/housing columns.