Easiest ZIP codes to buy in Mississippi
Top 25 easiest ZIP codes to buy into in Mississippi by price-to-income ratio. #1 is 39362 (State Line) at about 1.1x. Compare buy-in affordability on US5.
These ZIP codes have the lowest median home price-to-income ratios in Mississippi — a practical “buy-in difficulty” signal that combines local home values with local earnings.
Lowest ratios on this board: 39362 (State Line) at about 1.1x; 38670 (Darling) at about 1.2x; 38674 at about 1.3x.
Open a ZIP page for an illustrative “estimated income to buy” figure based on a transparent mortgage model (down payment, rate, taxes, and insurance assumptions).
Open any ZIP for a full demographics, income, and housing profile, or return to the Mississippi state page for the complete ZIP table.
Ranked ZIP codes
| # | ZIP | City | County | Price-to-income | Population | Income | Home value |
|---|---|---|---|---|---|---|---|
| 1 | 39362 | State Line | Greene County | 1.1x | 2,822 | $55,139 | $58,100 |
| 2 | 38670 | Darling | Quitman County | 1.2x | 1,066 | $45,000 | $53,100 |
| 3 | 38674 | — | Tippah County | 1.3x | 1,430 | $69,079 | $86,800 |
| 4 | 39086 | Hermanville | Claiborne County | 1.3x | 1,736 | $30,040 | $38,600 |
| 5 | 39354 | Bogue Chitto | Kemper County | 1.3x | 1,719 | $65,341 | $88,000 |
| 6 | 38730 | Skene | Bolivar County | 1.4x | 1,635 | $63,578 | $86,300 |
| 7 | 38725 | Benoit | Bolivar County | 1.4x | 1,145 | $54,750 | $74,600 |
| 8 | 39776 | Woodland | Chickasaw County | 1.4x | 1,421 | $52,043 | $73,200 |
| 9 | 39756 | — | Clay County | 1.4x | 1,969 | $51,590 | $73,300 |
| 10 | 39323 | Chunky | Newton County | 1.4x | 1,099 | $56,250 | $80,500 |
| 11 | 38951 | Pittsboro | Calhoun County | 1.4x | 1,069 | $39,161 | $56,100 |
| 12 | 39119 | Mount Olive | Covington County | 1.4x | 6,199 | $62,525 | $90,200 |
| 13 | 38917 | Carrollton | Carroll County | 1.4x | 3,056 | $67,792 | $97,800 |
| 14 | 39108 | McCool | Attala County | 1.5x | 1,935 | $49,375 | $71,900 |
| 15 | 39169 | Tchula | Holmes County | 1.5x | 2,939 | $33,409 | $48,800 |
| 16 | 39631 | Centreville | Wilkinson County | 1.5x | 4,346 | $39,125 | $58,200 |
| 17 | 39665 | — | Lawrence County | 1.5x | 1,048 | $35,099 | $52,400 |
| 18 | 39336 | Lake | Newton County | 1.5x | 1,306 | $38,108 | $57,000 |
| 19 | 38871 | Thaxton | Pontotoc County | 1.5x | 2,154 | $63,661 | $96,500 |
| 20 | 39360 | De Soto | Clarke County | 1.5x | 4,162 | $35,659 | $54,100 |
| 21 | 39751 | Mantee | Webster County | 1.5x | 1,514 | $63,194 | $97,400 |
| 22 | 38927 | — | Tallahatchie County | 1.6x | 1,146 | $36,813 | $57,100 |
| 23 | 39160 | Sallis | Attala County | 1.6x | 2,864 | $53,802 | $84,600 |
| 24 | 38856 | Kirkville | Itawamba County | 1.6x | 1,442 | $71,250 | $112,100 |
| 25 | 39346 | Noxapater | Winston County | 1.6x | 1,830 | $58,178 | $91,900 |
Frequently asked questions
Which ZIP codes in Mississippi are easiest to buy into?
By median home price-to-income ratio, 39362 (State Line) ranks near the top at about 1.1x. Lower ratios generally mean local incomes go further against local home prices.
How does US5 rank ZIP codes in Mississippi?
We rank indexable ZIP codes with both income and home-value data by lowest median home price-to-income ratio (with a population floor).
Where can I explore all ZIP codes in Mississippi?
Visit the Mississippi state page for the full ZIP table, demographics summary, and sortable income/housing columns.