Most affordable ZIP codes in New York
Top 25 most affordable ZIP codes in New York by median home value. #1 is 10475 (New York) at about $31,900. Compare housing affordability on US5.
These ZIP codes have the lowest median home values in New York among areas with enough population for a meaningful comparison.
Statewide, the average median home value across ZIP codes is about $361,888. The codes below sit toward the more affordable end of that distribution.
Most affordable on this board: 10475 (New York) at about $31,900; 14739 (Friendship) at about $65,900; 14715 (Bolivar) at about $73,500.
Open any ZIP for a full demographics, income, and housing profile, or return to the New York state page for the complete ZIP table.
Ranked ZIP codes
| # | ZIP | City | County | Home value | Population | Income | Home value |
|---|---|---|---|---|---|---|---|
| 1 | 10475 | New York | Bronx County | $31,900 | 42,771 | $62,383 | $31,900 |
| 2 | 14739 | Friendship | Allegany County | $65,900 | 2,494 | $51,121 | $65,900 |
| 3 | 14715 | Bolivar | Allegany County | $73,500 | 2,374 | $51,641 | $73,500 |
| 4 | 12759 | Loch Sheldrake | Sullivan County | $77,500 | 1,835 | $60,656 | $77,500 |
| 5 | 14611 | Rochester | Monroe County | $77,900 | 17,595 | $29,870 | $77,900 |
| 6 | 14303 | Niagara Falls | Niagara County | $78,200 | 6,210 | $45,519 | $78,200 |
| 7 | 13802 | — | Broome County | $78,900 | 1,206 | — | $78,900 |
| 8 | 14709 | Angelica | Allegany County | $78,900 | 1,190 | $51,042 | $78,900 |
| 9 | 14301 | Niagara Falls | Niagara County | $79,200 | 11,448 | $37,650 | $79,200 |
| 10 | 13202 | Syracuse | Onondaga County | $79,300 | 6,842 | $27,365 | $79,300 |
| 11 | 13464 | Smyrna | Chenango County | $80,200 | 1,154 | $55,711 | $80,200 |
| 12 | 14605 | Rochester | Monroe County | $81,000 | 11,796 | $23,255 | $81,000 |
| 13 | 14779 | Salamanca | Cattaraugus County | $82,700 | 6,791 | $40,933 | $82,700 |
| 14 | 14621 | Rochester | Monroe County | $83,300 | 33,349 | $36,534 | $83,300 |
| 15 | 14894 | Wellsburg | Chemung County | $83,600 | 1,316 | $51,806 | $83,600 |
| 16 | 13630 | DeKalb Junction | St. Lawrence County | $85,100 | 1,307 | $67,000 | $85,100 |
| 17 | 14904 | Southport | Chemung County | $87,200 | 14,276 | $54,563 | $87,200 |
| 18 | 12957 | — | Franklin County | $87,700 | 1,721 | $57,839 | $87,700 |
| 19 | 14806 | Andover | Allegany County | $88,800 | 2,131 | $75,368 | $88,800 |
| 20 | 14711 | Belfast | Allegany County | $88,900 | 1,861 | $59,828 | $88,900 |
| 21 | 14212 | Buffalo | Erie County | $89,900 | 13,603 | $35,517 | $89,900 |
| 22 | 14813 | Belmont | Allegany County | $89,900 | 2,465 | $68,750 | $89,900 |
| 23 | 12916 | Brushton | Franklin County | $90,200 | 2,250 | $59,762 | $90,200 |
| 24 | 14901 | Elmira | Chemung County | $90,300 | 14,430 | $40,524 | $90,300 |
| 25 | 14747 | Kennedy | Chautauqua County | $90,400 | 2,035 | $52,902 | $90,400 |
Frequently asked questions
What are the most affordable ZIP codes in New York?
By median home value, 10475 (New York) is near the top of the affordable list at about $31,900. Compare the ranked table below for more options.
How does US5 rank ZIP codes in New York?
We rank indexable ZIP codes with positive median home values and a population floor from low to high home value.
Where can I explore all ZIP codes in New York?
Visit the New York state page for the full ZIP table, demographics summary, and sortable income/housing columns.