Easiest ZIP codes to buy in New Jersey
Top 25 easiest ZIP codes to buy into in New Jersey by price-to-income ratio. #1 is 08609 (Trenton) at about 1.7x. Compare buy-in affordability on US5.
These ZIP codes have the lowest median home price-to-income ratios in New Jersey — a practical “buy-in difficulty” signal that combines local home values with local earnings.
Lowest ratios on this board: 08609 (Trenton) at about 1.7x; 07418 (Vernon Valley) at about 1.7x; 08629 (Trenton) at about 1.8x.
Open a ZIP page for an illustrative “estimated income to buy” figure based on a transparent mortgage model (down payment, rate, taxes, and insurance assumptions).
Open any ZIP for a full demographics, income, and housing profile, or return to the New Jersey state page for the complete ZIP table.
Ranked ZIP codes
| # | ZIP | City | County | Price-to-income | Population | Income | Home value |
|---|---|---|---|---|---|---|---|
| 1 | 08609 | Trenton | Mercer County | 1.7x | 13,000 | $56,932 | $96,700 |
| 2 | 07418 | Vernon Valley | Sussex County | 1.7x | 2,523 | $200,296 | $347,800 |
| 3 | 08629 | Trenton | Mercer County | 1.8x | 13,015 | $81,367 | $149,000 |
| 4 | 08089 | Chesilhurst | Camden County | 2.1x | 4,195 | $120,417 | $248,900 |
| 5 | 08328 | Malaga | Gloucester County | 2.1x | 1,554 | $108,750 | $231,100 |
| 6 | 08097 | Woodbury Heights | Gloucester County | 2.2x | 3,207 | $117,614 | $254,600 |
| 7 | 08078 | Runnemede | Camden County | 2.2x | 8,058 | $97,857 | $215,400 |
| 8 | 08554 | Roebling | Burlington County | 2.2x | 3,661 | $84,458 | $186,400 |
| 9 | 08349 | Port Norris | Cumberland County | 2.2x | 2,400 | $55,893 | $124,600 |
| 10 | 08343 | — | Salem County | 2.3x | 4,438 | $143,561 | $324,900 |
| 11 | 08090 | Wenonah | Gloucester County | 2.3x | 9,574 | $114,742 | $265,300 |
| 12 | 08029 | Glendora | Camden County | 2.3x | 5,417 | $95,038 | $220,500 |
| 13 | 08105 | Camden | Camden County | 2.3x | 26,681 | $48,319 | $113,100 |
| 14 | 08084 | Stratford | Camden County | 2.4x | 6,965 | $100,735 | $238,200 |
| 15 | 08322 | Franklinville | Gloucester County | 2.4x | 10,391 | $117,602 | $280,400 |
| 16 | 08004 | Atco | Camden County | 2.4x | 10,946 | $107,041 | $255,500 |
| 17 | 08110 | Camden | Camden County | 2.4x | 18,955 | $81,307 | $194,400 |
| 18 | 08104 | Camden | Camden County | 2.4x | 21,508 | $36,566 | $87,600 |
| 19 | 08049 | Magnolia | Camden County | 2.4x | 5,273 | $94,567 | $227,300 |
| 20 | 08059 | Mount Ephraim | Camden County | 2.4x | 5,616 | $95,635 | $231,100 |
| 21 | 08061 | Mount Royal | Gloucester County | 2.4x | 4,411 | $157,222 | $384,000 |
| 22 | 08098 | Auburn | Salem County | 2.5x | 9,475 | $119,000 | $297,600 |
| 23 | 08007 | Barrington | Camden County | 2.5x | 5,460 | $94,375 | $237,200 |
| 24 | 08063 | National Park | Gloucester County | 2.5x | 3,056 | $81,654 | $207,100 |
| 25 | 08319 | Estell Manor | Atlantic County | 2.5x | 1,269 | $115,294 | $293,100 |
Frequently asked questions
Which ZIP codes in New Jersey are easiest to buy into?
By median home price-to-income ratio, 08609 (Trenton) ranks near the top at about 1.7x. Lower ratios generally mean local incomes go further against local home prices.
How does US5 rank ZIP codes in New Jersey?
We rank indexable ZIP codes with both income and home-value data by lowest median home price-to-income ratio (with a population floor).
Where can I explore all ZIP codes in New Jersey?
Visit the New Jersey state page for the full ZIP table, demographics summary, and sortable income/housing columns.